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5 Ways to Prepare Your Health Coverage Before the New Year


Family Gathering
Family Gathering

The holidays are here — lights are twinkling, calendars are full, and everyone’s gearing up for a fresh start. Now is a great time to Review Your 2026 Plan Detail for your health coverage.s 🎉 But before January 1st arrives, it’s important to make sure your health coverage is ready for the new year.

Whether you’re on Medicare, Marketplace insurance, or an employer plan, taking a few simple steps now can save you time, stress, and unexpected costs later. Here are five ways to get your coverage in order before the new year begins.


1. Review Your 2026 Plan Health Coverage Details


Person holding Medicare Card
Person holding Medicare Card
  • Premium amount and due date

  • Deductibles and copays

  • Provider network (your doctors and specialists)

  • Prescription coverage





📄 Pro Tip: Keep your plan documents or ID cards somewhere easy to find — you’ll need them for upcoming appointments in January.



2. Confirm Your Providers and Prescriptions

Pharmacist Helping Elderly Customer
Pharmacist Helping Elderly Customer

If you plan to stick with the same doctors or specialists, check that they’re still in-network under your 2026 plan. Networks can change from year to year, and out-of-network visits can cost much more than you expect.

Also, review your prescription drug coverage. Make sure your pharmacy is still preferred and that your medications are covered at the right tier.


💊 'Pro Tip: A quick call to your doctor or pharmacist can prevent a big surprise at the counter!



3. Update Personal and Contact Information





A person typing on a laptop
A person typing on a laptop

It’s easy to forget small details like a new address, phone number, or email — but these matter for your health coverage. Outdated information can cause delays in claims, ID cards, or billing notices.


If anything has changed recently, notify us

  • Your insurance carrier

  • Social Security (for Medicare beneficiaries)

  • Your healthcare providers



📬 Tip: Check that your billing and mailing addresses match on all accounts to avoid confusion.


4. Schedule Preventive Care and Screenings

Smiling Elderly Couple Walking in Park
Smiling Elderly Couple Walking in Park

The end of the year is a great time to plan ahead for your preventive visits — like annual physicals, dental cleanings, eye exams, and wellness screenings.


Many of these services are covered at no cost and getting them scheduled early helps you start the year healthy and informed.


🏃‍♀️ Tip: Prevention is the best way to protect your long-term health — and your wallet.


5. Reach Out for a Coverage Review





An MRW Solutions Group agent sitting at a desk with a smiling client
An MRW Solutions Group agent sitting at a desk with a smiling client

Health coverage can be confusing — and that’s where we come in. At MRW Solutions Group, our licensed agents are here to help you review your current plan, understand your benefits, and make sure everything is ready to go for the new year.


Whether you have questions about Medicare, Marketplace coverage, or supplemental plans, we’ll help you get the clarity and confidence you deserve.


📞 Call us today at 866-630-6338 to schedule your year-end review and start 2026 with peace of mind.


🌟 Wrapping Up the Year Right

Festive scene
Festive scene

Preparing your health coverage before January 1st doesn’t have to be stressful. With a little organization — and the right guidance — you’ll be ready to take on the new year with confidence.


From all of us at MRW Solutions Group, thank you for trusting us with your coverage needs. We wish you a happy, healthy, and prosperous New Year! 🎊


MRW Solutions Group

Your Partners in Health & Peace of Mind


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