Medicare and Social Security are two of the most talked-about—and most misunderstood—programs in the country.

Misinformation spreads quickly through friends, social media, phone calls, and even well-intentioned advice. Unfortunately, believing the wrong information can lead to permanent penalties, missed benefits, delayed coverage, or exposure to scams.

This engaging, myth-busting seminar is designed to help adults and families separate fact from fiction before misinformation leads to costly mistakes. Rather than focusing on enrollment alone, the session addresses the real questions people are asking across different life stages—whether planning ahead, already receiving benefits, or helping a loved one navigate the system.

Participants will explore:

 ✔️ Whether Medicare late enrollment penalties can ever be removed—and when they cannot

 ✔️ How and when Medicare Part B can be added if enrollment is delayed past Part A